Xendit

Xendit is a payment gateway that helps businesses make payments simple, secure and easy for customers.

Create a Xendit account

1. Create a Xendit account at https://dashboard.xendit.co/register

2. Go to https://dashboard.xendit.co/settings/developers and copy the Secret Key and Public Key to the Xendit settings page in the Sellacious backend.

Configure Xendit in Admin

In your store's Admin, go to Payments -> Payment Methods, click to Settings of the Xebndit payment method, and it will open the configuration section.

Supported Currencies

If you are not using your own acquirer Merchant ID

🇮🇩 Indonesian Merchants

• Indonesian Rupiah (IDR)

🇵🇭 Philippines Merchants

• Philippines Peso (PHP)
• United States Dollar (USD)

If you have your own acquirer Merchant ID

• Indonesian Rupiah (IDR)
• Philippines Peso (PHP)
• United States Dollar (USD)
• Singapore Dollar (SGD)
• Malaysian Ringgit (MYR)

Test Cards

Before accepting real payment, you can use testing cards in this section to test the payment flow.

Schema	Card Number	3DS Case	Charge	Expected Behavior
VISA	4000000000001091	3DS EMV 2.0 Challenge	✅	Card is enrolled in 3DS EMV 2.0 and will trigger challenge flow. Popup page will be generated and OTP will be requested.
Mastercard	5200000000001096	3DS EMV 2.0 Challenge	✅	Card is enrolled in 3DS EMV 2.0 and will trigger challenge flow. Popup page will be generated and OTP will be requested.
JCB	3337000000200004	3DS EMV 2.0 Challenge	✅	Card is enrolled in 3DS EMV 2.0 and will trigger challenge flow. Popup page will be generated and OTP will be requested.
AMEX	340000000001098	3DS EMV 2.0 Challenge	✅	Card is enrolled in 3DS EMV 2.0. The OTP page will be generated, without rendering and with auto success.*Simulated in test mode.*Note: this is for testing in development only. AMEX cards are only usable with certain acquirers. In Indonesia, you must have your own Merchant ID with BCA to accept AMEX cards.
VISA	4000000000001000	3DS EMV 2.0 Frictionless	✅	Card is enrolled in 3DS EMV 2.0 and will trigger frictionless flow. Popup page will be generated but 3DS will complete without requiring OTP.
Mastercard	5200000000001005	3DS EMV 2.0 Frictionless	✅	Card is enrolled in 3DS EMV 2.0 and will trigger frictionless flow. Popup page will be generated but 3DS will complete without requiring OTP.
Mastercard	4000000000000010	3DS Enabled	✅ only success if skip 3DS	Card is enrolled in 3DS and can be used to test the authentication flow but will fail the authentication
Mastercard	5200000000000015	3DS Enabled	✅ only success if skip 3DS	Card is enrolled in 3DS and can be used to test the authentication flow but will fail the authentication
AMEX	340000000006022	3DS Enabled	✅ only success if skip 3DS	Card is enrolled in 3DS and can be used to test the authentication flow but will fail the authentication. Note: this is for testing in development only. AMEX cards are only usable with certain acquirers. In Indonesia, you must have your own Merchant ID with BCA to accept AMEX cards.
VISA	4000000000001075	3DS Enabled	✅ only success if skip 3DS	Card is enrolled in 3DS but will fail due to timeout during the 3DS request. Useful for handling 3DS timeouts in your system.